Introduction
Our review of the Money Bar Day Pass with Snorkeling and Mexican Lunch offers a close look at what could be your ideal day in Cozumel, especially if you’re after a relaxed yet adventurous experience. This popular option gets rave reviews for blending easyshore snorkeling, fresh food, and comfy amenities, all at an affordable price.
What we love about this experience? First, the convenient location right in front of Dzul Ha and Paraíso reefs means you’re not battling boat crowds or long boat rides. Second, the delicious Mexican lunch and complimentary drinks make the day feel worth every penny. Lastly, the relaxing beach amenities like lounge chairs and shaded umbrellas ensure you can unwind after your underwater adventure.
A potential downside? Some reviewers mentioned that the snorkel instructor could be a bit pushy, especially about underwater photos. If you’re not into upselling or prefer a more laid-back guide, this might be worth considering.
This tour appeals most to travelers who want uncomplicated access to beautiful reefs, tasty food, and a comfortable setting—perfect for families, first-timers, or anyone who appreciates good value with a touch of Caribbean charm.
Good To Know

- Excellent Shore Snorkeling: Discover Cozumel’s vibrant marine life from the beach, with no boat needed.
- Affordable Price Point: At just $29.99, it offers a budget-friendly way to enjoy snorkeling, lunch, and amenities.
- Relaxing Amenities: Lounge chairs, umbrellas, and clean, air-conditioned bathrooms at no extra cost.
- Authentic Mexican Lunch & Drinks: A tasty meal with a refreshing non-alcoholic beverage included.
- Location & Accessibility: Close to popular reefs and easy to reach from your cruise or hotel.
- Mixed Review on Guides: Guides are knowledgeable but some reviews note pushy sales tactics.
An In-Depth Look at the Experience
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Starting Point and Ease of Access
The tour kicks off at The Money Bar Beach Club, located conveniently along the coast of Cozumel (Carr. Costera Sur Km 6.5-Sur). For travelers arriving by cruise or staying nearby, this spot is easily accessible, close to public transportation options. The beach club itself is a well-established landmark, ensuring you’ll have a clear meeting point and a smooth check-in process.
With mobile tickets, the process is quick, and most travelers find the timing flexible, with bookings typically made about 30 days in advance. The activity lasts around 45 minutes of snorkeling, but with plenty of time to enjoy the amenities and lunch afterward, allowing for a whole relaxing day.
Snorkeling from the Shore
The star feature here is the shore snorkeling in front of Dzul Ha and Paraíso reefs. This means no boat rides, which many travelers find appealing for convenience and comfort. Just walk into the water with the snorkel gear provided—gear is included in the price—and marvel at the coral formations and colorful marine life.
The reef area is described as spectacular, with vibrant coral and a variety of fish, making it a great destination for both beginners and those with some snorkeling experience. One reviewer pointed out that, although there are many snorkeling options on the island, this spot still delivers “gorgeous” underwater scenery.
However, keep in mind that the snorkeling is not suitable for travelers with heart or lung issues, diabetes, asthma, epilepsy, or pregnant women. The minimum age is 5, which makes this accessible for families with young children.
Guided Snorkel Tour & Instructor Insight
The tour includes a guided snorkel, which is particularly helpful for beginners or those unfamiliar with the reef area. Our sources mention guides can be very knowledgeable about marine life, which enhances the experience.
That said, one review pointed out that the snorkel instructor seemed a little cranky and was pushy about selling underwater pictures afterward. This highlights the importance of setting expectations beforehand—if you’re not interested in photo extras, just politely decline.
Despite this, most find the snorkeling to be a stunning introduction to Cozumel’s underwater world, with colorful reefs just steps from the shore.
The Amenities & Relaxation Area
After snorkeling, you’ll find a nice break at The Money Bar’s beachfront amenities. You can lounge on comfortable chairs with umbrellas (subject to availability), soak in the Caribbean views, or freshen up in the air-conditioned bathrooms—a rare luxury on a beach day.
The setting is laid-back, with plenty of space to relax, sip a drink, or just enjoy the sea breeze. Many reviewers appreciated the good value of these amenities, noting that they are included in the $29.99 fee.
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Lunch & Refreshments
The included Mexican lunch is another big plus. Expect flavorful dishes paired with non-alcoholic beverages, perfect for rehydrating after your time in the water. Reviewers rave about the delicious food, which offers a satisfying end to the adventure without breaking the bank.
If you prefer alcoholic drinks, you’ll need to purchase them separately, as they’re not included in the package.
Overall Value & Experience
At just $29.99 per person, this experience provides a great balance of affordability and quality. For travelers on a budget or those looking to maximize their time in Cozumel without large group tours or boat trips, it offers an attractive, straightforward option.
The group size is limited to a maximum of 20, which helps keep the experience intimate and manageable. Most guests find it provides plenty of time to enjoy snorkeling, lounging, and the meal.
Who Is This Tour Best Suited For?

This tour is ideal for first-timers eager to dip their toes in Cozumel’s reef without the complexity of boat trips. Families with children over 5 will find it accessible and safe, assuming no health issues.
It’s perfect for travelers who value relaxation and good food after a shallow reef snorkel, rather than intense underwater exploration. Budget-conscious visitors will appreciate the all-in-one nature of this package, which combines snorkeling, amenities, and a meal at a fair price.
If you’re someone who enjoys a laid-back beach day with a touch of adventure, this experience has a lot to offer. Just be prepared for a possible hard-sell on underwater photos and ensure your guide aligns with your expectations.
The Sum Up

The Money Bar Day Pass with Snorkel & Mexican Lunch delivers a cost-effective way to experience some of Cozumel’s best snorkeling from the shore, paired with excellent amenities and tasty food. It’s a straightforward, hassle-free option that appeals most to travelers who want a relaxing day in the Caribbean with minimal fuss.
The location makes it easy to access reef sites without boat travel, and the inclusive lunch and amenities mean you won’t have to worry about extra costs or logistics. While guides are knowledgeable, some reviews mention pushy sales tactics, so go in knowing what to expect.
This tour offers great value for those seeking a mix of underwater exploration and comfort, especially families, solo travelers, or couples on a budget. If you prefer a fun, laid-back day with beautiful views and friendly service, this could be your ideal Cozumel experience.
FAQ

Is this tour suitable for children?
Yes. The minimum age for snorkeling is 5 years old, making it accessible for families with young children, provided they meet health and safety requirements.
What’s included in the price?
The price includes snorkeling equipment, a guided snorkel tour, beach lounge chairs and umbrellas (subject to availability), lunch, and one non-alcoholic beverage.
Are alcoholic drinks available?
Alcoholic beverages are not included, but you can purchase them separately at the venue.
How long does the activity last?
The snorkeling itself lasts about 45 minutes, but you can spend the rest of the day relaxing, eating, and enjoying the amenities.
Where do I meet for the tour?
The tour begins at The Money Bar Beach Club, located along Carr. Costera Sur Km 6.5-Sur, in Cozumel.
Is transportation provided?
Transportation is not included, but the location is easily accessible via public transit or taxi.
What if it rains or I need to cancel?
You can cancel up to 24 hours in advance for a full refund. If you cancel within 24 hours, no refund is available.
Can I swim in the reef without a guide?
Yes, as the snorkeling is from the shore, you can explore the reef independently once equipped with your gear.
Is this experience suitable for travelers with health concerns?
Snorkeling is not recommended for travelers with heart or lung problems, diabetes, asthma, epilepsy, or pregnant women.
This experience strikes a fine balance between adventure and relaxation, packed into a budget-friendly package. Whether you’re a first-timer or just want a simple, enjoyable day at the beach, the Money Bar offers a memorable taste of Cozumel’s underwater beauty.
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